Wednesday, January 23, 2008

Health crisis - Economy effects consumer health care benefits market

Affordable health coverage has become a big topic of discussion on the presidential debate table. The question is, who can trust the government with anything anymore. The politicians and their ilk. They take big money from corporate and private donors and they donate it in the form of political contributions and "charity" or "philanthropy".

These tend to be ideological agendas. People and companies that want society to operate according to their "corporate law". Most wouldn't go so far as to blame any one source in particular since it most surely comes from innumerable sources. The biggest source most definitely the large corporations. For a long time health care has been a managed system.

Managed by a health insurance company such as Keiser, Blue Cross Blue Shield, Cobra, Farmers Insurance or any other of their countless sub-companies and agents. This is the plague in the corporate industry. Company buyouts squeeze demand through a narrow gateway allowing prices to rise across the board, ultimately making it to the end user.

This story, http://abcnews.go.com/WNT/PrescriptionForChange/story?id=2563381, on the ABC News website, hi-lights some of the statistics pertaining to the national health care crisis. Accordingly, the report states that more than 50% of children in the U.S. do not have a primary care physician.

Furthermore, Federal spending for health care totaled over $600 billion in 2005, which would be about a quarter of the entire U.S. Federal budget. Of course health care should be a priority, but so should the quality thereof. It's clear that we cant abolish the free market, or else federal spending will only balloon. This is where consumer driven health benefits companies have made their niche. Some are surely public, but most of the supplemental health benefits companies are privately owned organizations.

One such company is Ameriplan USA health and dental. 16 years ago, Ameriplan rolled out a benefits package that includes a supplemental medical, dental, vision, prescription and chiropractic benefit. What Ameriplan has done is they put together their own network of care providers from scratch. In doing so, they have maintained ownership of a large database. In exchange for a small monthly membership fee, Ameriplan will grant you access to their vast provider network. These health care professionals will supply health services at an agreed upon discount of up to 80%.

This may seem too easy at first. This eliminates the health insurance company and rest the care decision on the doctor and the patient. This is much better for the patient, since they now have a larger choice as to the type of doctor they see. For a complete list of Ameriplan health discount care providers, visit http://www.dentalandhealthplan.com where you can find not only doctors, but pharmacies and vision centers related to the plan. You can simply present your membership card to receive the promised discounts.

There are a number of other discount plans such as the one previously mentioned. Ameriplan happens to be the premier health care company of their type. It is not a PPO or an HMO, but rather a PAO, or Provider Access Organization.

Another good source for information about the time line of the health care crisis would be at http://www.pbs.org/healthcarecrisis/classroom_timeline.html - In a short summary, you can scan the chart for information about the managed health care time line and how insurance companies got to be what they are today. It's important to understand that managed health care is only one type of health care and it may not serve our best interest to ignore other possibilities.

Saving thousands of families millions of dollars every year.

Health care crisis

http://www.dentalandhealthplan.com

Changes to come for health care

For people who have gone without health care for years, any kind of benefit will be some relief, however, it can be heartbreaking to see some of our most valued government programs get squandered in bureaucracy in the process.

What I want to hear are some of the most innovative and even "off the wall" ideas readers have about solving the health care crisis in America!

What's the most progressive way to reform health care?

Health care reform for the better!

health care under insured uninsured, health care reform, changes health care